Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Endorsement of Negotiable Instruments: Types, Rules and Effects (JAIIB PPB)
Every cheque, promissory note and bill of exchange changes hands through one legal act: endorsement. For JAIIB PPB candidates, end...
Stock Exchanges and Depositories in India: NSDL, CDSL and Trading (JAIIB IEIFS)
Every share you buy or sell in India moves through a tightly regulated pipeline of exchanges and depositories, and understanding s...
D-SIB Capital Buckets: Why SBI Holds 0.80% Extra
If you have just learned that an Indian bank must hold 9% capital, and 11.5% once the conservation buffer is counted, there is a f...
Basel 3 Capital Requirements: Why Banks Hold 11.5%
Ask ten CAIIB candidates what the minimum capital an Indian bank must hold is, and you will hear three different answers — 8...
Committee of Creditors Under IBC: Formation, Voting and Duties (2026)
Once the National Company Law Tribunal (NCLT) admits a corporate debtor into the corporate insolvency resolution process (CIRP), o...
Operational Resilience in Banks: Impact Tolerance and Testing (IIBF RM)
Operational resilience in banks is no longer a back-office continuity exercise — it is a board-level discipline that asks a blunt...
Internal Financial Controls in Banks: IFCoFR Testing (CAAP 2026)
For CAAP candidates, internal financial controls in banks is one of the highest-yield topics in the audit paper. That is because i...
Compliance Culture in Banks: Accountability and Board Oversight (BCP)
A strong compliance culture in banks is what separates institutions that catch problems early from those that discover them only a...
EEFC Account Rules for Exporters: Credits, Debits and Limits (IIBF ITF)
If you are preparing for the CAIIB elective paper on International Trade Finance, the EEFC account rules for exporters are one of...
Gold Loan Norms for NBFCs: LTV, Valuation and Auction Rules (IIBF 2026)
Gold loans are one of the fastest-growing product lines for NBFCs in India, and examiners test this topic heavily because the rule...
Commercial Paper and Certificate of Deposit: Issue Norms (IIBF Treasury)
Commercial paper and certificate of deposit are the two workhorse instruments of the Indian money market, and every IIBF Treasury...
Deposit Mobilisation for Small Finance Banks: CASA and Costs (IIBF SFB)
Deposit mobilisation for small finance banks is not a marketing exercise — it is a balance sheet survival question. Unlike a unive...