Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Takeover of Loan Accounts from Other Banks: Due Diligence (CCP)
When a corporate or retail borrower shifts from one bank to another, the transferee bank is not just pricing a loan — it is inheri...
RBI Regulatory Sandbox Framework: Cohorts, Eligibility and Fintech
For CAIIB Central Banking (Elective) candidates, the RBI regulatory sandbox framework is one of the most exam-relevant fintech sup...
Risk Based Pricing of Loans: Spreads, PD and RAROC (CAIIB Risk Management)
Risk based pricing of loans is the practice of setting a borrower-specific interest rate that recovers the bank's cost of funds, o...
Chatbots and Conversational Banking: AI Assistants in Indian Banks
Every large Indian bank now routes a chunk of its daily service volume through chatbots and conversational banking rather than a h...
Transfer and Promotion Policy in Banks: Rules and Practice (CAIIB HRM)
Every public sector and private bank in India runs on a documented transfer and promotion policy in banks that decides who moves w...
Scale of Finance and Crop Loan Assessment: DLTC Norms (CAIIB Rural Banking)
Every rejected crop loan and every mismatched Kisan Credit Card limit usually traces back to one thing: the branch got the scale o...
Stamp Duty and Registration of Bank Documents: Rules (CAIIB BRBL)
For a CAIIB BRBL candidate, stamp duty and registration of bank documents is one of those topics that looks procedural on the surf...
Employee Stock Option Plan Accounting: Ind AS 102 Guide (CAIIB ABFM)
If you are preparing the ABFM paper, employee stock option plan accounting is one of those topics that looks intimidating on the f...
Cross Rates and Forward Premium: CAIIB BFM Forex Arithmetic Guide
Cross rates and forward premium calculations sit at the core of the CAIIB Bank Financial Management forex arithmetic syllabus, and...
Probability Distributions in Banking Statistics: Binomial, Poisson, Normal
If you are preparing for the CAIIB Advanced Bank Management (ABM) paper, probability distributions in banking statistics form one...
Tax Planning for Retail Banking Customers: 80C, ELSS and FD Rules
Every retail banking relationship manager eventually fields the same question every January and February: "How do I save tax on my...
Annuities and Sinking Fund Calculations: JAIIB AFM Maths Guide
If you have ever wondered why your EMI stays fixed every month, or how a bank decides how much to set aside each year to replace a...