IIBF AML KYC Certification 2026: Exam Dates, Fees, Syllabus, Eligibility & How

If you work in a bank. Want a certification that genuinely boosts your compliance career. The IIBF AML KYC certification is one of the smartest.

Lowest-cost credentials you can add in 2026. This single guide walks you through everything — exam dates. Fees.

Eligibility. The full syllabus. Exam pattern.

The step-by-step application process. And a study plan to clear it in your very first attempt.

The Anti-Money Laundering &. Know Your Customer (AML/KYC) exam is conducted by the Indian Institute of Banking &. Finance (IIBF).

It is open to both IIBF members and non-members. Which makes it accessible to almost every banking. Finance professional in India.

What Is the IIBF AML KYC Certification?

The IIBF AML KYC certification is a professional certificate course that builds deep. Practical knowledge of anti-money-laundering rules and customer-due-diligence practices. IIBF handles the entire process — prescribing the syllabus. Setting the exam pattern, conducting the test and publishing the results.

Modern banks have split work across specialised functions — credit cards. Housing loans, vehicle loans, consumer loans, trade finance, Bancassurance and more. Banks train staff for each of these. Yet a focused understanding of AML. KYC remains essential across every desk.

This certification is designed to equip practising bankers. Finance professionals with that focused knowledge. The real-world payoff is simple: you perform your reporting. Compliance responsibilities more confidently and more accurately.

Why the AML KYC Certification Matters in 2026

Compliance is no longer a back-office afterthought &mdash. It sits at the heart of modern banking. Regulators expect every customer-facing employee to understand customer identification. Due diligence, suspicious-transaction reporting and money-laundering red flags.

Here is why this credential is worth your time:

• Career signal: It tells employers you take compliance seriously &mdash. Useful for promotions and internal transfers.
• Low cost. High value: One of the most affordable IIBF certifications relative to the skill it certifies.
• Practical knowledge: You actually learn to spot and report risk. Not just pass a test.
• Broad eligibility: A 12th pass is enough to begin &mdash. You do not need to be an IIBF member.

IIBF AML KYC Certification 2026: Quick Facts Table

Here is the entire exam at a glance. Treat this as your one-screen revision card before you apply.

IIBF AML KYC Exam Dates 2026

IIBF publishes the AML/KYC exam and registration calendar on its official website. Because this is a remote-proctored exam, IIBF typically offers multiple exam windows through the year, each with its own registration start and end dates.

Exam dates rotate every cycle. So do not rely on old schedules floating around online. Always confirm the current exam dates.

The registration window on the latest official IIBF notification before you plan your attempt. A good habit is to register early in the window rather than on the last day. When servers are busiest.

IIBF AML KYC Application Fee 2026

The registration fee differs for IIBF members and non-members. You must register and pay separately for every attempt &mdash. The fee is not a one-time charge.

Note: GST rates can change, so the final payable amount may vary. Confirm the exact fee on the latest official IIBF notification at the time you apply.

IIBF AML KYC Eligibility Criteria 2026

The eligibility bar is refreshingly low. Which is why this certification is so popular. You can sit for the AML/KYC exam &mdash. Whether you are an IIBF member or not &mdash. If you meet either of these conditions:

• You have passed the 12th standard examination in any discipline. Or an equivalent qualification; OR
• You have cleared IIBF’s BC/BF (Business Correspondents / Business Facilitators) examination.

That is it &mdash. No minimum work experience and no compulsory IIBF membership. If you are a banker. A student aiming for a banking career. Or a finance professional, you almost certainly qualify.

How the Remote-Proctored Mode Works

The AML/KYC exam is conducted online in remote-proctored mode. This means you write the exam from a location of your own choice. The system safeguards exam integrity.

Here is what to expect during a remote-proctored test:

• The system verifies your identity before the exam begins.
• Your webcam and microphone stay active. Monitoring for any behaviour that suggests unfair practice.
• You must use a desktop or laptop — mobiles. Tablets and similar devices are not permitted.
• A stable internet connection and a quiet, well-lit room are essential.

Run a quick system check the day before: test your camera. Mic, browser and internet so nothing surprises you on exam day.

How to Apply for the IIBF AML KYC Exam 2026 (Step by Step)

Registration is fully online. Follow these steps carefully. Keep your membership/registration number and password handy.

1. Visit the IIBF AML/KYC course page and log in with your membership or registration number and password under the ‘Apply for exams online’ tab.
2. Read the rules. Syllabus, eligibility criteria and form-filling instructions on the page that opens.
3. Select the AML/KYC exam from the list of available examinations.
4. Click the Examination / Courses option available on the left side.
5. Log in again with your membership number and password if prompted.
6. Carefully read the instructions and accept them.
7. Enter all required details in the application form. Then preview for any correction.
8. Once verified. Click Accept & Submit, then proceed to pay the application fee.
9. Select your payment method and follow the on-screen steps to complete payment.
10. After a successful payment. The transaction details appear on screen. Are sent to your phone and e-mail.
11. Take a printout of the application form. Payment receipt for future reference.

IIBF AML KYC Exam Pattern 2026

The exam pattern is straightforward. And the absence of negative marking is a big advantage &mdash. You should attempt every single question.

With 120 questions in 120 minutes. Your pacing target is roughly one question per minute. Flag the tricky ones, keep moving, and circle back at the end.

IIBF AML KYC Syllabus 2026

The AML/KYC course is built around two core modules. Together they cover the law. The regulatory framework and the day-to-day practices of customer due diligence.

Cut-Off Date for Guidelines and Recent Developments

IIBF may also test the latest guidelines and regulatory developments. So you should keep yourself reasonably updated. Because rules change frequently. IIBF specifies a cut-off date up to. Developments are examinable for each exam cycle.

These cut-off dates change with every exam period. Confirm the applicable cut-off date on the latest official IIBF notification for your specific exam window so you study only what is relevant.

How to Study for the IIBF AML KYC Exam: A Smart Plan

This exam rewards conceptual clarity and steady revision more than last-minute cramming. Here is a practical, time-boxed approach that works for busy professionals.

1. Build the base (Week 1–2): Read Module A. Module B end to end. Focus on definitions, the PMLA framework, KYC norms and customer-due-diligence categories.
2. Reinforce with video (ongoing): Use a chapter-wise video course to lock in concepts you find tricky. Watching beats re-reading for difficult topics.
3. Practise daily: Solve topic-wise questions every day. Aim for accuracy first, then speed.
4. Take full-length mocks: Attempt timed mock tests under real conditions. Review every wrong answer until you understand the why.
5. Revise memory-recalled questions: Go through previously asked. Memory-recalled questions to spot recurring patterns.
6. Final week: Revise summaries. Formulas of compliance thresholds. And the latest guidelines up to the cut-off date.

Pair this plan with the right material and you can comfortably clear the exam in a single attempt. Browse more strategy articles in our free guides library.

Common Mistakes to Avoid

Most failures in this exam come from avoidable errors, not difficult questions. Steer clear of these traps:

• Leaving questions blank: There is no negative marking &mdash. Never skip a question. Make an educated guess.
• Relying on outdated dates: Old exam-date and cut-off tables circulate online. Always verify on the official IIBF notification.
• Ignoring recent developments: Skipping the latest guidelines up to the cut-off date can cost easy marks.
• Skipping mock tests: Without timed practice. The 120-questions-in-2-hours pace can catch you off guard.
• Poor exam-day setup: A weak internet connection or an untested webcam can disrupt a remote-proctored exam. Check everything in advance.
• Memorising without understanding: AML/KYC questions are often application-based. Rote learning alone is risky.

IIBF AML KYC Result 2026

IIBF declares the AML/KYC Result Advice on its official website, iibf.org.in, from where you can download it. The printed result carries the signature of the Joint Director — Examinations of the Institute; note that this signature does not appear when the result is viewed on screen.

IIBF AML KYC Study Material 2026

If you are preparing for the upcoming AML/KYC exam. The right study material makes all the difference. Learning Sessions offers comprehensive, exam-focused material at a budget-friendly price, including:

• Full chapter-wise video course of AML/KYC (a mix of Hindi. English)
• Detailed concept notes for every module
• Practice questions across all topics
• Memory-recalled questions from previous exams
• Full-length mock tests for AML/KYC

This material is created by Mr Ashish Jain. An ex-banker with 7 years of experience in the Credit Department. He has delivered 900+ hours of online classes and helped 1,25,000+ candidates. Which makes his guidance among the most trusted for IIBF certification aspirants.

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Frequently Asked Questions (FAQ)

Who is eligible for the IIBF AML KYC certification?

Anyone who has passed the 12th standard in any discipline. Or who has cleared IIBF’s BC/BF examination, is eligible. Both IIBF members and non-members can apply. And there is no compulsory work-experience requirement.

What are the passing marks for the IIBF AML KYC exam?

You need 60 marks out of 100 to pass. The exam has 120 multiple-choice questions. A 2-hour duration and no negative marking. So you should attempt every question.

What is the fee for the IIBF AML KYC exam?

The base fee is ₹1,100 + GST for members and ₹1,600 + GST for non-members. Payable separately for each attempt. As GST rates can change. Confirm the exact amount on the latest official IIBF notification.

Is the IIBF AML KYC exam conducted online?

Yes. It is conducted fully online in remote-proctored mode. You must use a desktop or laptop with a working webcam. Microphone and a stable internet connection; mobiles and tablets are not allowed.

How many attempts do I get and how often is the exam held?

IIBF offers multiple exam windows through the year. And you can register for each attempt separately by paying the applicable fee again. Check the current schedule on the official IIBF notification to plan your attempt.

Final Word: Clear It in One Attempt

The IIBF AML KYC certification is one of the highest-value. Lowest-cost credentials a banker can earn in 2026. The eligibility bar is low.

There is no negative marking. And the syllabus is focused on just two modules &mdash. Which means a disciplined four-to-six-week plan is usually enough.

Study the modules thoroughly, practise with timed mock tests, stay updated up to the cut-off date, and verify every date and fee on the official IIBF notification. Do that, and you will walk into the exam ready to clear it on your very first attempt. We wish you the very best for your exam!

For more on IIBF AML KYC certification. See the official IIBF circulars. Our chapter-wise free notes on iibf.store.

For more on “IIBF AML KYC certification”, explore our free mock tests and chapter notes on iibf.store.

Bookmark this page — we keep our “IIBF AML KYC certification” guidance current as IIBF revises its rules.