SFB articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Small Finance Bank to Universal Bank Transition: RBI Eligibility Route
The small finance bank to universal bank transition is one of the most exam-relevant regulatory developments for SFB-paper candida...
Joint Liability Group Lending in Small Finance Banks
Joint liability group lending is the credit delivery method on which most small finance banks were built, and it still drives the...
Unbanked Rural Centre Norms for Small Finance Banks Explained
Every Small Finance Bank licence carries a branch-network condition that many candidates skim past: the unbanked rural centre norm...
Small Finance Bank Promoter Eligibility: RBI's On-Tap Rules Explained
When RBI opens the door for a new bank, the first question examiners love to ask is: who is actually allowed to walk through it? S...
CASA Ratio for Small Finance Banks: Why It Matters
For most Small Finance Banks (SFBs), growing low-cost deposits is not optional — it is survival. The CASA ratio for small finance...
SFB Priority Sector Lending Target: The 60% Rule Explained
Every Small Finance Bank in India runs its lending book against one number that examiners love to test: the SFB priority sector le...
Penal Charges on Loan Accounts: RBI Rules Every SFB Must Follow
Ask a branch manager what changed in retail lending compliance since 2024 and the honest answer is the pricing of default. The RBI...
Listing Norms for Small Finance Banks: IPO Rules Explained
The listing norms for small finance banks are among the sharpest licensing conditions the Reserve Bank has ever written into a ban...
KYC AML for small finance banks: IIBF SFB Guide
For an IIBF SFB candidate, KYC AML for small finance banks is not a side topic — they sit at the centre of the exam's Module B and...
Multiple Lending and Over-Indebtedness in Microfinance (IIBF SFB)
Multiple lending and over-indebtedness in microfinance is one of the sharpest risk themes tested in the Small Finance Bank module,...
Securitisation by Small Finance Banks: MRR, MHP and Rules
Securitisation by small finance banks has quietly become one of the most important balance-sheet tools in the sector, because an S...
MFI to SFB Conversion Norms: RBI's On-Tap Route in 2026
When a microfinance-focused NBFC decides to graduate into full-service banking, it must follow RBI's mfi to sfb conversion norms l...