TIRM articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Bond Convexity Explained: Why Duration Alone Misprices Your Portfolio
Duration tells you the linear slope of a bond's price-yield curve, but real yield moves are rarely small enough for a straight lin...
Yield to Maturity Calculation for IIBF TIRM Treasury Exams
Yield to maturity (YTM) is the single discount rate that makes the present value of a bond's remaining cash flows equal to its cur...
HTM Portfolio Sale Limit: RBI's 5% Rule for Bank Treasuries
Every bank treasury desk lives with one quiet but powerful constraint: the HTM portfolio sale limit. Held to Maturity securities a...
Premium Amortisation on HTM Securities: RBI Rules for TIRM
For a bank holding government securities in the Held-to-Maturity book, one accounting mechanic quietly shapes reported interest in...
Shifting of Investment Categories: HTM, AFS and HFT Rules
Every bank treasury officer eventually runs into a scrip that no longer fits the box it was bought in — a security bought for trad...
Clean Price and Dirty Price of Bonds Explained for IIBF TIRM
Every rate a dealer quotes on the screen and every price your bank marks in its books hides a small but important gap. That gap is...
Macaulay Duration and Modified Duration Explained (IIBF TIRM)
Ask a dealer how much a 25 basis point move will cost the bond book and the answer comes from one number, not from a screen full o...
NDS-OM and Government Securities Trading in India (IIBF TIRM)
NDS-OM and government securities trading sit at the centre of a bank treasury's working day, and the IIBF Treasury Investment and...
Mark to Market Valuation of Investments: IIBF TIRM Guide 2026
For IIBF TIRM candidates, mark to market valuation of investments is the single most-tested valuation topic in the treasury syllab...
Non-SLR Investment Norms for Banks: Limits, Valuation and Disclosure (IIBF TIRM)
If you are preparing for the IIBF Treasury, Investment and Risk Management (TIRM) paper, you cannot skip the rules that govern wha...
IIBF TIRM: short selling in government securities explained 2026
For a bank treasury, short selling in government securities is the cleanest way to take a bearish view on interest rates without t...
Investment Fluctuation Reserve for Banks: RBI Norms 2026
Every bank that runs an investment book knows the pain of a bond rally that turns into a bond rout inside one quarter. The investm...