DIGIBANK articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Digital Banking Study Plan for Working Bankers: 14 Days, One Book
A day-wise Digital Banking study plan for tired bankers: what to read, how many MCQs to solve, and how to revise, built around a 9...
Video Based Customer Identification Process (V-CIP): Rules and Controls
Bank branches are no longer the only gateway to opening an account digitally. The video based customer identification process (V-C...
Open Banking in India: IIBF Digital Banking Exam Guide
Open banking in India is a consent-led model in which a customer, not the bank, decides who may see their financial data and for h...
RBI Rules on default loss guarantee in digital lending Explained
Every fintech-bank tie-up in India today runs into one clause sooner or later: the default loss guarantee in digital lending. This...
Marketing of Digital Banking Products: A Full IIBF Exam Guide
For IIBF Digital Banking candidates, marketing of digital banking products is the module that turns a bank's technology stack into...
Wholesale CBDC in India: RBI's e-Rupee-W Pilot Explained
Most digital banking revision focuses on UPI and mobile apps, but IIBF papers also test the wholesale side of central bank money....
UPI Transaction Dispute Resolution: RBI Rules for Bankers
A UPI payment that debits a customer's account but never reaches the beneficiary is one of the most common complaints a branch han...
IIBF Digital Banking: RBI digital lending guidelines explained
The RBI digital lending guidelines have turned what used to be a lightly supervised fintech corner into one of the most tightly sp...
Unified Lending Interface in India: ULI Explained for Bankers
The Unified Lending Interface in India is the Reserve Bank's answer to a very old problem: a lender can sanction a small crop loan...
Positive Pay System in India: RBI Rules Every Banker Must Know
Cheque fraud did not disappear when banking went digital — it simply moved. That is why the Positive Pay System in India matters f...
Open Credit Enablement Network OCEN: Digital Lending Rails Explained
Small-ticket, short-tenor credit — a Rs 5,000 kirana purchase loan, a three-month invoice advance, or a gig-worker's weekly cash-f...
National Electronic Toll Collection: FASTag Rules for Bankers
National electronic toll collection is the NPCI-operated system that turns a sticker on a windscreen into a live bank debit at hig...