DIGIBANK articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Video Based Customer Identification Process (V-CIP): Rules and Controls
Bank branches are no longer the only gateway to opening an account digitally. The video based customer identification process (V-C...
Open Banking in India: IIBF Digital Banking Exam Guide
Open banking in India is a consent-led model in which a customer, not the bank, decides who may see their financial data and for h...
RBI Rules on default loss guarantee in digital lending Explained
Every fintech-bank tie-up in India today runs into one clause sooner or later: the default loss guarantee in digital lending. This...
Marketing of Digital Banking Products: A Full IIBF Exam Guide
For IIBF Digital Banking candidates, marketing of digital banking products is the module that turns a bank's technology stack into...
Wholesale CBDC in India: RBI's e-Rupee-W Pilot Explained
Most digital banking revision focuses on UPI and mobile apps, but IIBF papers also test the wholesale side of central bank money....
UPI Transaction Dispute Resolution: RBI Rules for Bankers
A UPI payment that debits a customer's account but never reaches the beneficiary is one of the most common complaints a branch han...
IIBF Digital Banking: RBI digital lending guidelines explained
The RBI digital lending guidelines have turned what used to be a lightly supervised fintech corner into one of the most tightly sp...
Unified Lending Interface in India: ULI Explained for Bankers
The Unified Lending Interface in India is the Reserve Bank's answer to a very old problem: a lender can sanction a small crop loan...
Positive Pay System in India: RBI Rules Every Banker Must Know
Cheque fraud did not disappear when banking went digital — it simply moved. That is why the Positive Pay System in India matters f...
Open Credit Enablement Network OCEN: Digital Lending Rails Explained
Small-ticket, short-tenor credit — a Rs 5,000 kirana purchase loan, a three-month invoice advance, or a gig-worker's weekly cash-f...
National Electronic Toll Collection: FASTag Rules for Bankers
National electronic toll collection is the NPCI-operated system that turns a sticker on a windscreen into a live bank debit at hig...
NEFT RTGS IMPS differences Every Banker Must Know in 2026
Every JAIIB and CAIIB Digital Banking aspirant eventually stumbles on the same trio of acronyms on the exam paper — and loses easy...