DIGIBANK articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
How neo banks in India work: Models, Rules and Revenue
Neo banks in India are digital-first financial platforms that look and feel like a bank on your phone, but do not hold a banking l...
Prepaid Payment Instruments in India: RBI Master Direction on PPIs Explained
Every IIBF Digital Banking paper carries questions on prepaid payment instruments in India, and they are almost always numerical:...
Buy Now Pay Later Regulation in India: PPI, Credit Lines and RBI Rules
Buy now pay later regulation in India has moved from a grey zone to a defined rulebook over the past few years. What started as a...
NPCI Role in Digital Payments: BHIM, UPI and Product Portfolio
Every UPI transfer, every IMPS credit that lands in seconds, every RuPay swipe at a merchant counter runs on rails built and opera...
e-RUPI Voucher Based Digital Payments: How It Works in India
Ask any JAIIB or CAIIB candidate to name a cashless payment instrument that needs no bank account, no smartphone app, and no card...
Video KYC in Digital Banking: RBI Rules for JAIIB/CAIIB
Video KYC in digital banking is now one of the fastest-growing ways Indian banks bring in new customers without a single branch vi...
India Stack and Digital Public Infrastructure: Layers and Banking Use (Digital Banking)
India Stack and digital public infrastructure form the backbone of modern Indian banking. Every JAIIB and CAIIB candidate must und...
UPI International Payments: Cross-Border Acceptance and PayNow Linkage (Digital Banking)
UPI international payments have moved from a pilot idea to a working cross-border rail, and JAIIB/CAIIB Digital Banking papers now...
Mobile Banking Security Features Every Banker Must Know
Every JAIIB and CAIIB candidate preparing for the Overview of Digital Banking chapter must understand mobile banking security feat...
Account Aggregator Framework in India: Consent-Based Data Sharing
The account aggregator framework in India has become one of the most tested topics in IIBF Digital Banking papers, and for good re...
UPI Lite and Offline Payments: Limits and Use Cases (IIBF Digital Banking)
UPI Lite and offline payments are one of the most exam-relevant developments in India's retail payment stack, and IIBF Digital Ban...
CBDC e-Rupee Digital Currency: IIBF Digital Banking Guide
CBDC e-Rupee digital currency is one of the most exam-relevant ideas in the Digital Banking module today. It is the Reserve Bank o...