JAIIB articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Fund Based vs Non Fund Based Facilities: The JAIIB PPB Guide
Every branch officer has had this conversation. A customer walks in asking for "a limit of fifty lakh," and the first job is not s...
RBI Priority Sector Lending Targets: The 2026 Position
Ask ten branch managers what percentage of bank credit must go to agriculture and most will get it right. Ask them what the weaker...
Education Loan Schemes and Vidya Lakshmi: A JAIIB RBWM Guide (2026)
A JAIIB RBWM guide to education loan schemes in India: IBA model norms, margin and collateral slabs, Vidya Lakshmi, PM-Vidyalaxmi...
Trial Balance and Final Accounts for JAIIB AFM: Complete Guide
If one topic quietly decides whether you clear JAIIB Paper 3, it is Trial Balance and Final Accounts. Almost every numerical in Ac...
Safe Deposit Locker Rules by RBI: JAIIB PPB Guide 2026
The revised RBI safe deposit locker rules are one of the most reliably examined areas in JAIIB Principles and Practices of Banking...
Balance of Payments in India: Current vs Capital Account (2026)
The balance of payments in India is one of those JAIIB IEIFS topics that looks intimidating on paper but is actually a simple acco...
UPI Daily Transaction Limit 2026: Category-Wise Breakdown
What Is the UPI Daily Limit? — 60-Second Explainer · Watch on YouTubeHow much can you actually send through UPI in a single...
Profitability Ratios for JAIIB AFM: Formulas, Examples & Tricks
Profitability Ratios in 5 Minutes — JAIIB AFM Quick Revision · Watch on YouTubeIs a company actually making money, or just...
Digital Lending in Retail Banking: RBI Rules Explained
Digital lending has become one of the fastest-growing channels in Indian retail banking, letting banks and NBFCs sanction and disb...
Capital Budgeting for JAIIB AFM: NPV, IRR and Payback Explained
For JAIIB AFM candidates, capital budgeting is the chapter that turns abstract accounting into real lending decisions. Every term...
Nomination Facility in Bank Accounts: JAIIB PPB Guide 2026
The nomination facility in bank accounts lets a depositor name a person to receive the balance in case of death, without the delay...
Priority Sector Lending in India: Targets & Categories (2026)
Every bank operating in India has to earmark a slice of its lending book for sectors the economy cannot grow without. Priority sec...