RM articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Inside the IIBF Risk Management Book: Modules, Chapters and MCQs
A guided tour of how the Risk Management printed book is organised, what one chapter looks like, and who should pick it up.
IIBF Risk Management Study Plan for Working Bankers: 24 Days
A day-wise 24-day plan to cover Risk Management alongside your branch job, with a module-by-module table and a simple MCQ routine.
Standardised Approach for Operational Risk Capital under Basel III (SMA)
Every bank operating Under Basel III must set aside capital for operational risk — losses from failed processes, internal fr...
Internal Capital Adequacy Assessment Process for IIBF Exams
The internal capital adequacy assessment process is a bank's own, Board-owned answer to one question: how much capital does this b...
RAROC Based Loan Pricing: How Banks Price Risk-Adjusted Rates
Not every loan that clears the credit committee is actually worth booking. A bank can price two loans at the same headline rate an...
Expected Shortfall Risk Measure Explained: A Complete IIBF Guide
Every candidate preparing for the IIBF Risk Management certificate eventually runs into a hard question: why has the expected shor...
Credit Conversion Factor in Basel Norms: IIBF RM Guide
Every non-fund based facility a bank sanctions — a letter of credit, a bank guarantee, an undrawn loan commitment — sits off the b...
Value at Risk Calculation Methods for Bank Risk Management
Every bank risk manager eventually has to answer one question in plain numbers: how much can we lose tomorrow if markets move agai...
Bilateral Netting of Derivatives: IIBF Risk Management Guide
Two banks with two hundred open swaps between them can owe each other almost nothing on a net basis and a very large sum on a gros...
Monte Carlo Simulation in Risk Management for Banks (IIBF)
A bank's risk book rarely collapses into a neat closed-form formula. Once your portfolio holds options, structured deposits, prepa...
Three Lines of Defense Model in Bank Risk Management
Every bank regulator conversation about who is accountable when a control fails eventually circles back to one idea: the three lin...
Supervisory Review and Evaluation Process Under Basel Pillar 2 (IIBF RM)
The supervisory review and evaluation process is the engine room of Basel Pillar 2. It is how the Reserve Bank checks whether a ba...