Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Priority Sector Lending Certificates: A CAIIB RB Guide
Every rural banking desk eventually runs into a portfolio mismatch: a Regional Rural Bank is flush with agricultural advances well...
FEMA Provisions for Bankers: AD Banks, LRS and Compounding
Foreign exchange transactions look simple from the customer's side — a wire transfer, an NRI remittance, an EEFC deposit — but eve...
Project Finance Appraisal Techniques for CAIIB ABFM
Every CAIIB ABFM paper carries at least one case-study question built around project finance appraisal techniques, and most candid...
Gap Analysis in Banks: CAIIB BFM Guide to Interest Rate Risk
Every treasury and ALM desk in an Indian bank runs one report before almost anything else: the rate-sensitivity gap statement. If...
Chi-Square Test in Bank Statistics: A CAIIB ABM Guide
Not every question in CAIIB ABM statistics asks you to calculate an average or a correlation coefficient. A recurring category ask...
Reverse Mortgage for Senior Citizens: JAIIB RBWM Guide
A reverse mortgage for senior citizens is one of those retail banking products that JAIIB candidates read once and then forget — u...
Bank Balance Sheet Format: JAIIB AFM Guide for Bankers
Every JAIIB AFM candidate eventually stares at a real bank's annual report and freezes at the numbered schedules. The bank balance...
Crossing of a Cheque: Types and Rules for JAIIB PPB
Every JAIIB candidate meets the crossing of a cheque early in Principles and Practices of Banking, and for good reason — it is one...
RBI Monetary Policy Committee: How the Repo Rate Is Set
Every time the RBI Monetary Policy Committee meets, bankers scan the outcome for one number: the repo rate. For JAIIB candidates w...
Forward Rate Agreement (FRA) Explained for CAIIB BFM 2026
Every treasury dealer has had the same 2 a.m. thought: I know I have to borrow three months from now — what if rates have mo...
Operational Creditor Demand Notice Under IBC: Section 8 Guide
An operational creditor demand notice is the most litigated single document in Indian insolvency practice. Section 8 of the Insolv...
Bilateral Netting of Derivatives: IIBF Risk Management Guide
Two banks with two hundred open swaps between them can owe each other almost nothing on a net basis and a very large sum on a gros...