Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Wrong Way Risk in Banks: A CAIIB Derivatives Risk Guide
A derivative trade can look perfectly hedged on the day it is booked and still turn dangerous later, if the counterparty is more l...
ISO 20022 Migration in Banking: CAIIB ITDB Guide 2026
ISO 20022 migration in banking is one of the biggest changes to payment messaging that Indian banks have gone through in years, an...
Labour Laws Applicable to Banks: CAIIB HRM Study Guide
Every bank HR desk eventually has to answer a service-condition query that traces back to statute, which is why understanding the...
Collateral Free Agricultural Loans: RBI Limit for CAIIB RB
Every CAIIB Rural Banking elective candidate runs into a high-scoring question sooner or later: what is the current threshold for...
Asset Reconstruction Companies Under SARFAESI: CAIIB Guide
For CAIIB BRBL candidates, understanding the role of asset reconstruction companies under SARFAESI is one of the more scoring topi...
Operating Leverage and Financial Leverage for CAIIB ABFM
A borrower with the same EBIT as its peer can carry very different risk to a lender depending on how that EBIT was built and finan...
Basis Point Value in Bond Portfolios: CAIIB BFM Guide
Every CAIIB BFM candidate runs into the same treasury desk question: how much does the bank actually lose in rupees if yields move...
Sensitivity Analysis in Credit Appraisal: A CAIIB ABM Guide
A borrower's projections always look fine on the base case — that is precisely why banks cannot sanction on the base case alone. S...
Systematic Investment Plan for Retail Customers: JAIIB RBWM Guide
Ask any branch manager what retail customers ask about most after fixed deposits, and the answer today is mutual funds. A systemat...
Accounting for Bills Purchased and Discounted by Banks
Accounting for bills purchased and discounted is one of those JAIIB AFM topics that looks like pure bookkeeping on paper but shows...
Escrow Account in Banking: Structure, Uses and Bank's Role
A homebuyer transfers Rs 40 lakh to a developer, a startup founder waits on Rs 5 crore of acquisition consideration, and a marketp...
Corporate Bond Market in India: A Complete JAIIB Guide
Ask a working banker to name India's financing options for a large corporate and you will hear "bank loan" long before "bond issue...