Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Overnight Indexed Swap in India: OIS Pricing and Uses (IIBF)
The overnight indexed swap in India is the most heavily traded rupee interest rate derivative, and it is the contract IIBF reaches...
Listing Norms for Small Finance Banks: IPO Rules Explained
The listing norms for small finance banks are among the sharpest licensing conditions the Reserve Bank has ever written into a ban...
Risk in Stock Broking Operations: Margins and Controls (IIBF RFS)
A broking firm earns a thin, high-volume spread and carries an obligation that is anything but thin. That asymmetry is why risk in...
Database Security in Banks: Controls and Monitoring (IIBF ITSec)
Every control in the IIBF IT Security syllabus eventually points back to one place — the row in a table that records how much mone...
Unified Lending Interface in India: ULI Explained for Bankers
The Unified Lending Interface in India is the Reserve Bank's answer to a very old problem: a lender can sanction a small crop loan...
NDS-OM and Government Securities Trading in India (IIBF TIRM)
NDS-OM and government securities trading sit at the centre of a bank treasury's working day, and the IIBF Treasury Investment and...
Customer Liability in Unauthorised Transactions: RBI Rules (IIBF)
One OTP read out over a phone call, one card cloned at a petrol-pump terminal, and an account is emptied before the alert SMS is e...
Aadhaar Based e-KYC for Banks: Modes, Consent and Rules (IIBF)
Aadhaar based e-KYC for banks is one of the highest-scoring topics in the IIBF KYC, AML and CFT paper, and also one of the most mi...
Indian Ethos and Values in Banking Explained (IIBF Ethics)
Indian ethos and values in banking is the very first thing the IIBF Ethics in Banking syllabus puts in front of you, and that plac...
Bill Discounting and Bills Purchase in Bank Credit (IIBF CCP)
Bill discounting and bills purchase is the one working-capital product where the source of repayment is written into the instrumen...
Clean Note Policy of RBI and Currency Management (CAIIB CB)
Currency management is the one central banking function that touches your cash counter every single day, and the clean note policy...
Loss Given Default Estimation in Banks: LGD Explained (CAIIB RM)
Getting loss given default estimation in banks right is what separates a credit model that merely ranks borrowers from one that ac...