JAIIB articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Simple and Compound Interest Formulas for JAIIB AFM + Free PDF
Almost every numerical mark in this JAIIB AFM chapter comes from just a handful of formulas — and every one of them starts w...
JAIIB PPB Module B: Functions of Banks (High-Scoring Guide)
If Module A of Principles & Practices of Banking is where you learn the rules of the branch, JAIIB PPB Module B is where you l...
ROCE, ROE and ROA Explained in 5 Minutes (JAIIB AFM)
Three little ratios do a huge amount of heavy lifting in JAIIB AFM: ROCE, ROE and ROA. They all measure “how well is this bu...
Debt-Equity Ratio & Net Worth: JAIIB AFM Quick Revision
If you have five minutes before you close your books tonight, the debt-equity ratio is the single most rewarding topic to revise i...
EPS, Dividend & PE Ratio: JAIIB AFM Quick Revision
Three investor ratios turn up together in JAIIB AFM almost every session: earnings per share, the dividend payout, and the PE rati...
Gold Loan vs Loan Against Securities: A Retail Banking Guide (2026)
A retail lending officer routinely gets asked the same question at the branch counter: should a customer pledge gold or pledge sha...
Break-Even Analysis for Bankers: Formulas and Marginal Costing Guide (2026)
For a candidate preparing for JAIIB's Accounting and Financial Management for Bankers paper, break-even analysis for bankers is on...
NRE NRO FCNR Account Differences: Rules and Taxation for JAIIB PPB (2026)
For every JAIIB candidate and every bank branch dealing with non-resident customers, the NRE NRO FCNR account differences are one...
Types of Inflation in India: Demand-Pull, Cost-Push, CPI & WPI (2026)
Every JAIIB Indian Economy and Indian Financial System paper carries at least one or two questions on the types of inflation in In...
Private Banking Services for HNI Clients: JAIIB RBWM Guide
Private Banking Services for HNI Clients sit at the premium end of every bank's customer pyramid, and JAIIB candidates preparing t...
TDS on Fixed Deposit Interest: JAIIB AFM Rules Explained (2026)
Every JAIIB AFM candidate eventually runs into the same tricky topic on the exam: TDS on fixed deposit interest. Banks deduct tax...
Loan Documentation Requirements in Banking: JAIIB PPB Guide
Master loan documentation requirements in banking for JAIIB PPB: key documents, legal validity, RBI norms, and common mistakes ban...