JAIIB articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Digital Lending in Retail Banking: RBI Rules Explained
Digital lending has become one of the fastest-growing channels in Indian retail banking, letting banks and NBFCs sanction and disb...
Capital Budgeting for JAIIB AFM: NPV, IRR and Payback Explained
For JAIIB AFM candidates, capital budgeting is the chapter that turns abstract accounting into real lending decisions. Every term...
Nomination Facility in Bank Accounts: JAIIB PPB Guide 2026
The nomination facility in bank accounts lets a depositor name a person to receive the balance in case of death, without the delay...
Priority Sector Lending in India: Targets & Categories (2026)
Every bank operating in India has to earmark a slice of its lending book for sectors the economy cannot grow without. Priority sec...
Simple and Compound Interest Formulas for JAIIB AFM + Free PDF
Almost every numerical mark in this JAIIB AFM chapter comes from just a handful of formulas — and every one of them starts w...
JAIIB PPB Module B: Functions of Banks (High-Scoring Guide)
If Module A of Principles & Practices of Banking is where you learn the rules of the branch, JAIIB PPB Module B is where you l...
ROCE, ROE and ROA Explained in 5 Minutes (JAIIB AFM)
Three little ratios do a huge amount of heavy lifting in JAIIB AFM: ROCE, ROE and ROA. They all measure “how well is this bu...
Debt-Equity Ratio & Net Worth: JAIIB AFM Quick Revision
If you have five minutes before you close your books tonight, the debt-equity ratio is the single most rewarding topic to revise i...
EPS, Dividend & PE Ratio: JAIIB AFM Quick Revision
Three investor ratios turn up together in JAIIB AFM almost every session: earnings per share, the dividend payout, and the PE rati...
Gold Loan vs Loan Against Securities: A Retail Banking Guide (2026)
A retail lending officer routinely gets asked the same question at the branch counter: should a customer pledge gold or pledge sha...
Break-Even Analysis for Bankers: Formulas and Marginal Costing Guide (2026)
For a candidate preparing for JAIIB's Accounting and Financial Management for Bankers paper, break-even analysis for bankers is on...
NRE NRO FCNR Account Differences: Rules and Taxation for JAIIB PPB (2026)
For every JAIIB candidate and every bank branch dealing with non-resident customers, the NRE NRO FCNR account differences are one...