JAIIB articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Loan Against Property in Retail Banking: LTV, Appraisal and Risks (JAIIB RBWM)
For most branch and credit officers, loan against property in retail banking is the product that sits between a plain-vanilla home...
Hire Purchase Accounting Entries: Interest, Instalments and Repossession (JAIIB AFM)
If you have ever wondered why the same asset shows up on both the hirer's and the vendor's books, or why depreciation is charged o...
Trust and Society Accounts in Banks: Documents and Operations (JAIIB PPB)
Opening trust and society accounts in banks is one of the trickiest KYC exercises a JAIIB candidate will face, because the account...
External Debt of India: Composition, Ratios and Vulnerability (JAIIB IEIFS)
Every rupee India borrows from abroad — a sovereign bond, a bank's external commercial borrowing, or an NRI term deposit — adds to...
5 Day Banking Latest Update 2026: Where the Proposal Stands
Picture the circular landing tomorrow morning. From next month, every Saturday is off. What actually changes inside your branch? T...
Free Study Material for JAIIB and CAIIB: What You Actually Get
Most candidates start the same way. They collect PDFs from ten groups, save them, and never open half of them. The gap is never th...
Credit Scoring Models in Retail Banking: JAIIB RBWM Guide
Every retail loan application in a bank passes through one crucial filter: credit scoring models in retail banking decide who gets...
Admission and Retirement of Partners: JAIIB AFM Guide
When a partnership firm walks into a bank branch, the account isn't static — partners join, partners retire, and the firm's capita...
Customer Service Standards in Banks: JAIIB PPB Guide
Every JAIIB PPB paper carries at least one question on how banks are expected to treat their customers day to day. Customer servic...
Co-operative Banks in India: Structure and RBI Rules (JAIIB)
Co-operative banks in India form one of the oldest and widest credit networks in the country, reaching villages and small towns th...
Goal Based Financial Planning: Goals, Asset Mix and Reviews (JAIIB RBWM)
Goal based financial planning is the core skill a JAIIB RBWM candidate must master before advising any retail customer. It means m...
Accounting for Share Capital and Debentures: Entries and Treatment (JAIIB AFM)
Accounting for share capital and debentures is one of the most scoring topics in JAIIB AFM. Examiners love it because the entries...