KYCAML articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Suspicious Transaction Report Filing: Triggers, Timelines and Tipping-Off
Every bank branch trains staff to spot red flags, but knowing exactly when a suspicious transaction report filing is legally due i...
FATF Mutual Evaluation of India: IIBF KYC-AML Exam Guide
A FATF mutual evaluation is a peer review in which one country's entire anti-money-laundering and counter-terrorist-financing syst...
Record Retention Under PMLA: What Every KYC-AML Banker Must Know
Every reporting entity in the Indian banking system operates under a strict record retention under PMLA mandate that decides how l...
AML KYC Certification Exam by IIBF: Pattern, Marks and Prep
If you searched for the AML KYC certification exam hoping for a straight answer on eligibility, pattern and passing marks, this is...
FATF Grey Listing and Indian Banks: What Bankers Must Know
Every time a country slips onto the FATF grey list, compliance desks across Indian banks get busy — correspondent banking limits g...
PMLA Provisional Attachment Order: A Banker's Guide
An Enforcement Directorate letter lands at the branch: a customer's savings account, fixed deposits and one immovable property are...
Officially Valid Documents for KYC: Full List and Rules (IIBF)
Almost every account-opening rejection at a branch counter comes down to one thing: the file does not contain a document the regul...
CKYC ID Explained: Why Your Bank Still Asks for KYC Again
Open a bank account: PAN card, two photographs, address proof. Buy a mutual fund: same documents. Take an insurance policy: KYC ag...
Aadhaar Based e-KYC for Banks: Modes, Consent and Rules (IIBF)
Aadhaar based e-KYC for banks is one of the highest-scoring topics in the IIBF KYC, AML and CFT paper, and also one of the most mi...
Politically Exposed Persons in KYC: Rules Every Banker Must Know
Ask any experienced compliance officer which single customer category gives risk teams the most sleepless nights, and most will sa...
AML Risk in Non-Profit Organisation Accounts: FATF R8 and Bank Controls
Charitable trusts, societies, Section 8 companies and religious bodies are not natural suspects, yet Indian banks treat AML risk i...
KYC AML: cross border wire transfer rules explained for 2026
Money laundering rarely stays inside one country, which is why the cross border wire transfer rules sit at the heart of India's AM...