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#CCP

All articles on CCP — curated guides, deep dives, mock-test pointers, and working-banker insights from IIBF STORE.

53 articles
How the debt service coverage ratio decides term loan sanction
CCP 15 Aug 2026
How the debt service coverage ratio decides term loan sanction
In term loan and project finance appraisal, the debt service coverage ratio is the one number that decides whe…
Non Fund Based Credit Limits Explained: LC, BG & Risk (2026)
CCP 13 Aug 2026
Non Fund Based Credit Limits Explained: LC, BG & Risk (2026)
For every rupee a bank lends as cash credit or a term loan, it also carries a quieter book of promises — under…
CMA data in credit appraisal: forms, ratios and limits (CCP)
CCP 12 Aug 2026
CMA data in credit appraisal: forms, ratios and limits (CCP)
CMA data in credit appraisal is the single most examined input a credit officer handles: a standard set of sta…
Cash Flow Based Lending for MSMEs: Data, Structuring and Monitoring for CCP
CCP 11 Aug 2026
Cash Flow Based Lending for MSMEs: Data, Structuring and Monitoring for CCP
For the IIBF Certified Credit Professional paper, cash flow based lending is the single biggest shift you must…
Loan Syndication in Banks: Structure, Roles and Fees (CCP)
CCP 10 Aug 2026
Loan Syndication in Banks: Structure, Roles and Fees (CCP)
Loan syndication in banks is the practice of structuring one large credit facility that is jointly funded by t…
One Time Settlement of Loans: OTS Policy, Sacrifice and Approval (CCP)
CCP 09 Aug 2026
One Time Settlement of Loans: OTS Policy, Sacrifice and Approval (CCP)
When a loan account slips into serious default and the security value can no longer cover the outstanding dues…
Wilful Defaulters Classification Norms: RBI Master Direction and Process (CCP)
CCP 08 Aug 2026
Wilful Defaulters Classification Norms: RBI Master Direction and Process (CCP)
Every credit officer eventually meets an account where the borrower simply will not pay, even though the money…
Export Credit and Pre-Shipment Finance: CCP Study Guide
CCP 07 Aug 2026
Export Credit and Pre-Shipment Finance: CCP Study Guide
Exporters need bank credit at two very different points in the trade cycle: before shipment, to procure raw ma…
Commercial Real Estate Exposure Norms: Risk Weights and Appraisal (CCP)
CCP 06 Aug 2026
Commercial Real Estate Exposure Norms: Risk Weights and Appraisal (CCP)
Commercial real estate exposure norms decide how much capital your bank sets aside every time it funds a build…
Stock Audit and Unit Inspection in Banks: Scope and Red Flags (CCP)
CCP 05 Aug 2026
Stock Audit and Unit Inspection in Banks: Scope and Red Flags (CCP)
For any CCP candidate handling working-capital accounts, stock audit and unit inspection in banks is not a sid…
MPBF in Working Capital Assessment: A CCP Study Guide
CCP 02 Aug 2026
MPBF in Working Capital Assessment: A CCP Study Guide
For anyone preparing for the IIBF Certified Credit Professional (CCP) exam, understanding MPBF in working capi…
Takeover of Loan Accounts from Other Banks: Due Diligence (CCP)
CCP 01 Aug 2026
Takeover of Loan Accounts from Other Banks: Due Diligence (CCP)
When a corporate or retail borrower shifts from one bank to another, the transferee bank is not just pricing a…
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