BCP articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
RBI Monetary Penalty on Banks: Why They Happen and How Compliance Prevents Them
When the Reserve Bank of India imposes a monetary penalty on a bank, compliance officers across the industry read the order closel...
Compliance Risk RCSA for Banks: IIBF BCP Exam Guide
A compliance risk RCSA is the structured exercise in which a bank lists every regulatory obligation it carries, rates how badly th...
FATCA CRS reporting for banks: what compliance officers must know
For every compliance officer holding IIBF's Banking Compliance Professional certification, FATCA CRS reporting for banks is one of...
Compounding of Contraventions Under FEMA: BCP Exam Guide
For a bank's compliance function, compounding of contraventions under FEMA is one of the most practical tools available when a cro...
Independence of Compliance Function in Banks: BCP Exam Guide
The independence of compliance function in banks is one of the first structural principles the IIBF BCP syllabus drills into candi...
RBI SPARC Supervisory Framework for Bank Compliance Officers
Every bank compliance officer preparing for the IIBF BCP exam needs a working grasp of the RBI SPARC supervisory framework — the s...
Unclaimed Deposits in Banks: DEA Fund Rules for IIBF BCP Exam
Unclaimed deposits in banks are one of the few compliance obligations that combine a statutory duty, a customer right and a monthl...
Advertising Compliance for Banks: RBI Rules on Ads and Claims
Ask a branch manager who signs off the hoarding outside the branch and you will usually get a shrug. That shrug is exactly why adv...
Three Lines of Defence in Bank Compliance: BCP Exam Guide
The three lines of defence in bank compliance is the organising model that RBI expects every regulated entity to run — a structure...
Annual Compliance Programme in Banks: Building the Calendar (IIBF BCP)
Every bank builds its compliance work around one document: the annual compliance programme in banks. It is not a checklist bolted...
Prepayment Charges on Loans: RBI 2025 Directions for BCP Exam
From 1 January 2026, prepayment charges on loans stopped being a matter of each lender's own board policy. The Reserve Bank of Ind...
Data Protection Compliance for Banks: DPDP Act 2026 Checklist
For BCP candidates, data protection compliance for banks has moved from a legal footnote to a full examinable pillar. With the Dig...