Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
ECGC export credit insurance: cover, ECIB and claims for banks
ECGC export credit insurance is the risk-transfer layer that sits between an Indian exporter, the bank that funds the shipment and...
RBI scale based regulation for NBFCs: Layers, Norms, Timeline
RBI's scale based regulation for NBFCs (SBR) decides how heavily a non-banking financial company is supervised, and it rests on on...
Bank Treasury: mark to market valuation of derivatives explained
Mark to market valuation of derivatives is the daily discipline that tells a bank what its swap, forward and option book is actual...
Capital Adequacy Norms for Small Finance Banks: 15% CRAR Rules
Capital adequacy norms for small finance banks are deliberately tighter than the norms applied to universal commercial banks, and...
Margining and Clearing Corporation Risk: CCP Rules for IIBF RFS
Every exchange-traded equity, derivative or currency trade in India is settled through a clearing corporation, and margining and c...
Secure Coding Practices in Banks: OWASP, SAST and SDLC Gates
Secure coding practices in banks are the controls that decide whether a core banking module, an internet banking portal or a payme...
How neo banks in India work: Models, Rules and Revenue
Neo banks in India are digital-first financial platforms that look and feel like a bank on your phone, but do not hold a banking l...
PV01 and DV01 in treasury: Calculation, Limits and Hedging
PV01 and DV01 in treasury reporting answer the one question every dealing room asks before the market opens: if yields move by a s...
CERT-In incident reporting directions: 6-hour rule for banks
The CERT-In incident reporting directions, issued on 28 April 2022 under Section 70B(6) of the Information Technology Act, 2000 an...
How sanctions screening in banks works: lists to freezing
Every account opened, every remittance released and every LC advised passes through a control that most bankers only notice when i...
Fiduciary Duty of Bankers: Trust, Care and Disclosure (IIBF)
The fiduciary duty of bankers is one of the most misunderstood ideas in the IIBF Ethics syllabus, because the general banker–custo...
CMA data in credit appraisal: forms, ratios and limits (CCP)
CMA data in credit appraisal is the single most examined input a credit officer handles: a standard set of statements in which the...