Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
JAIIB IEIFS: The agriculture sector in the Indian economy explained
The agriculture sector in the Indian economy is the one segment a JAIIB candidate cannot afford to treat as background reading. It...
JAIIB Registration Date Revised Again: What IIBF Has Actually Said
If you are preparing for JAIIB, the calendar just moved under your feet again. The JAIIB registration date was originally set for...
Minimum Amount Due on a Credit Card: Why Paying It Is Not Enough
Ramesh is a farmer. His crop has not been sold yet, money is needed at home, and he has a credit card lying in his wallet. So he s...
Pre-packaged insolvency resolution process under IBC: PPIRP for MSMEs
The pre-packaged insolvency resolution process is the only route under the Insolvency and Bankruptcy Code, 2016 where the corporat...
Stress Testing in Banks: Scenarios, Severity and ICAAP
A bank that only measures risk under normal conditions is measuring the easy half of the problem. Stress testing in banks is the d...
Concurrent Audit in Banks: RBI Coverage, Scope and Reporting Norms
For the IIBF Certified Accounting and Audit Professional (CAAP) paper, concurrent audit in banks is the single most examinable con...
New Product Approval Compliance in Banks: The IIBF BCP Sign-Off Process
Every product a bank launches — a co-branded card, a floating-rate deposit, a bancassurance bundle, a fully digital personal loan...
IIBF ITF: documentary collections under URC 522 explained
In an IIBF International Trade Finance paper, the fastest marks come from knowing what a bank does not promise. That is the whole...
NBFC-MFI regulations in India: The RBI Microfinance Framework Explained
NBFC-MFI regulations in India rest on one deceptively simple idea: a microfinance loan is defined by the borrower's household, not...
FEDAI rules for forex dealings: value dates, margins and forward cancellation
Every merchant quote a bank gives an exporter, and every forward contract it cancels, is governed by the FEDAI rules for forex dea...
Small Finance Bank to Universal Bank Transition: RBI Rules
The small finance bank to universal bank transition is the single most examinable structural topic in the IIBF Certificate in Smal...
Conduct Risk in Financial Services: Mis-selling, Suitability and Redress
Conduct Risk in Financial Services is the risk that a bank, insurer or intermediary behaves in a way that produces unfair outcomes...