Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Compensation Management in Banks: CAIIB HRM Guide
Compensation management in banks is the HRM function that decides what a banker is paid, how that pay is structured, and how much...
Rural Housing Finance: PMAY-G, NHB Refinance and Appraisal
For a CAIIB Rural Banking candidate, rural housing finance is one of the few topics that shows up both as a policy question and as...
CAIIB BRBL Guide to legal risk in banking: sources and controls
Legal risk in banking is the risk that a bank's rights against a borrower, guarantor or counterparty turn out to be unenforceable,...
Economic Value Added EVA for CAIIB ABFM: Formula, Example, MVA
Economic value added EVA is the one performance number that tells you whether a business has actually created wealth after paying...
Hedge Accounting for Banks: Types, Testing and Ind AS 109 Rules
Hedge accounting for banks is the rule set that lets a bank line up the profit-and-loss timing of a derivative with the timing of...
Standing Deposit Facility and liquidity corridor: CAIIB guide
The Standing Deposit Facility and liquidity corridor together decide the floor, the ceiling and the centre of overnight money mark...
Balance Sheet Management in Banks: Capital, RoA and NIM (CAIIB ABM)
Balance sheet management in banks is the Module D skill that CAIIB ABM candidates most often under-prepare, because it looks like...
Reputational Risk Management in Banks: CAIIB Risk Guide
Reputational risk management in banks protects the one asset a bank cannot rebuild quickly — the willingness of depositors, borrow...
API banking and open banking: Complete CAIIB ITDB Guide
API banking and open banking are the two ideas that explain how a modern bank stops being a closed system and starts behaving like...
National Pension System for retail customers: JAIIB RBWM Guide
The National Pension System for retail customers is the one long-term product a branch officer is expected to explain end to end,...
Depreciation Accounting Methods for Bankers: SLM vs WDV (JAIIB AFM)
Depreciation accounting methods decide how much of a fixed asset's cost hits the profit and loss account each year, and JAIIB AFM...
Unclaimed Deposits and DEA Fund: 10-Year Rule, UDGAM and Claims
Every bank branch carries a quiet balance sheet item that nobody talks about until an audit or an exam question forces the issue:...