Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Nayak Committee Working Capital Rule: The 25% Turnover Method
A small manufacturer walks into your branch and asks for a cash credit limit. Turnover last year: about four crore. He has no audi...
RBI Fraud Risk Management Rules: CAIIB ABM Quick Revision
Ask any branch manager what the scariest word in a credit file is, and you will not hear "NPA". You will hear "fraud". An account...
Group Insolvency Under IBC: Coordination, Consolidation and Case Law
Group insolvency under IBC is a phrase candidates often assume has its own chapter in the statute. It does not. When a lending con...
Sovereign Risk in Banking: G-Sec Exposure, the Nexus and Capital (IIBF Risk Management)
Sovereign risk in banking sits at the centre of every bank's balance sheet, whether the desk realises it or not. Every rupee a ban...
Related Party Disclosures in Banks: AS 18, Ind AS 24 and Audit Checks (CAAP)
Related party disclosures in banks protect shareholders and regulators from hidden conflicts of interest. A bank deals daily with...
Internal Ombudsman in Banks: RBI Direction, Role and Escalation (BCP)
Every complaint file about the internal ombudsman in banks follows the same script: a customer complaint gets rejected, and the fi...
Standby Letter of Credit: ISP 98, UCP 600 and Bank Practice (IIBF ITF)
A standby letter of credit protects a beneficiary when the applicant fails to perform. Indian banks issue a standby letter of cred...
NBFC Factoring and TReDS: Eligibility, Registration and MSME Flow (IIBF NBFC)
NBFC factoring and TReDS are two connected pieces of India's MSME receivables financing puzzle. If you are preparing for the IIBF...
Gold Banking and Bullion Operations: GML, GMS and IIBX (IIBF Treasury Management)
Gold banking and bullion operations sit where trade finance, treasury and India's gold economy meet. For IIBF Treasury Management...
Corporate Governance in Small Finance Banks: Board and RBI Norms (IIBF SFB)
Corporate governance in small finance banks decides whether a lender survives its own growth. An SFB takes public deposits from da...
Cyber Risk Quantification: Measuring Cyber Exposure in Rupees (IIBF RFS)
Cyber risk quantification turns a vague red-amber-green heat map into a number your CFO can actually plan around. For years, banks...
SWIFT Customer Security Programme: CSCF Controls and Attestation (IIBF IT Security)
Every bank connected to the SWIFT network carries a shared duty: keep the messaging channel safe for the entire community. The SWI...