Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
How the debt service coverage ratio decides term loan sanction
In term loan and project finance appraisal, the debt service coverage ratio is the one number that decides whether a proposal is b...
Code on Wages 2019: Labour Law Guide for CAIIB HRM Aspirants
For CAIIB Human Resources Management candidates, the code on wages 2019 is one of the highest-yield legal topics in Module D. It m...
Agricultural Gold Loans: LTV, PSL and Appraisal Rules for CAIIB
Gold is the most liquid asset a farm household owns, and lenders across rural India have built an entire short-term credit line ar...
Corporate Insolvency Resolution Process: CAIIB BRBL Guide 2026
The corporate insolvency resolution process (CIRP) under the Insolvency and Bankruptcy Code, 2016 is one of the most heavily teste...
Ind AS 110 consolidation for CAIIB ABFM: Control, NCI and Goodwill
When a bank or a corporate group files one balance sheet for the whole group, the rule book behind it is Ind AS 110 consolidation....
Core and Volatile Deposits: ALM Bucketing Rules for CAIIB BFM
Every deposit carries two maturities: the contractual one on the receipt, and the behavioural one the customer follows. Splitting...
Statutory Liquidity Ratio in India: SLR Rules for CAIIB 2026
For CAIIB Central Banking candidates, the statutory liquidity ratio in India looks like a single percentage but hides an entire re...
Transactional Analysis in Banking: Ego States for CAIIB ABM
Transactional analysis in banking is one of the quietly examinable behavioural topics in CAIIB Advanced Bank Management, and most...
Unhedged Foreign Currency Exposure: RBI Provisioning Rules
A rupee that slides eight per cent in a bad year does not hurt every borrower equally — it wrecks the ones who borrowed in dollars...
UPI Architecture and Transaction Flow Explained for CAIIB 2026
Every CAIIB elective candidate meets the Unified Payments Interface twice — as a daily user and as an examinee — and the two exper...
Premature Withdrawal of Term Deposits: RBI Rules and Penalty
Every branch officer meets the customer who booked a three-year deposit and wants the money back in month eighteen. The premature...
Deferred Tax Assets in Banks: AS 22 Timing Differences (JAIIB AFM)
Deferred tax assets in banks are one of the least understood lines on a bank's balance sheet, yet they appear in almost every JAII...