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#DIGIBANK

All articles on DIGIBANK — curated guides, deep dives, mock-test pointers, and working-banker insights from IIBF STORE.

51 articles
Video Based Customer Identification Process (V-CIP): Rules and Controls
DIGIBANK 14 Sep 2026
Video Based Customer Identification Process (V-CIP): Rules and Controls
Bank branches are no longer the only gateway to opening an account digitally. The video based customer identif…
Open Banking in India: IIBF Digital Banking Exam Guide
DIGIBANK 27 Aug 2026
Open Banking in India: IIBF Digital Banking Exam Guide
Open banking in India is a consent-led model in which a customer, not the bank, decides who may see their fina…
RBI Rules on default loss guarantee in digital lending Explained
DIGIBANK 26 Aug 2026
RBI Rules on default loss guarantee in digital lending Explained
Every fintech-bank tie-up in India today runs into one clause sooner or later: the default loss guarantee in d…
Marketing of Digital Banking Products: A Full IIBF Exam Guide
DIGIBANK 25 Aug 2026
Marketing of Digital Banking Products: A Full IIBF Exam Guide
For IIBF Digital Banking candidates, marketing of digital banking products is the module that turns a bank's t…
Wholesale CBDC in India: RBI's e-Rupee-W Pilot Explained
DIGIBANK 24 Aug 2026
Wholesale CBDC in India: RBI's e-Rupee-W Pilot Explained
Most digital banking revision focuses on UPI and mobile apps, but IIBF papers also test the wholesale side of…
UPI Transaction Dispute Resolution: RBI Rules for Bankers
DIGIBANK 21 Aug 2026
UPI Transaction Dispute Resolution: RBI Rules for Bankers
A UPI payment that debits a customer's account but never reaches the beneficiary is one of the most common com…
IIBF Digital Banking: RBI digital lending guidelines explained
DIGIBANK 20 Aug 2026
IIBF Digital Banking: RBI digital lending guidelines explained
The RBI digital lending guidelines have turned what used to be a lightly supervised fintech corner into one of…
Unified Lending Interface in India: ULI Explained for Bankers
DIGIBANK 19 Aug 2026
Unified Lending Interface in India: ULI Explained for Bankers
The Unified Lending Interface in India is the Reserve Bank's answer to a very old problem: a lender can sancti…
Positive Pay System in India: RBI Rules Every Banker Must Know
DIGIBANK 18 Aug 2026
Positive Pay System in India: RBI Rules Every Banker Must Know
Cheque fraud did not disappear when banking went digital — it simply moved. That is why the Positive Pay Syste…
Open Credit Enablement Network OCEN: Digital Lending Rails Explained
DIGIBANK 17 Aug 2026
Open Credit Enablement Network OCEN: Digital Lending Rails Explained
Small-ticket, short-tenor credit — a Rs 5,000 kirana purchase loan, a three-month invoice advance, or a gig-wo…
National Electronic Toll Collection: FASTag Rules for Bankers
DIGIBANK 15 Aug 2026
National Electronic Toll Collection: FASTag Rules for Bankers
National electronic toll collection is the NPCI-operated system that turns a sticker on a windscreen into a li…
NEFT RTGS IMPS differences Every Banker Must Know in 2026
DIGIBANK 13 Aug 2026
NEFT RTGS IMPS differences Every Banker Must Know in 2026
Every JAIIB and CAIIB Digital Banking aspirant eventually stumbles on the same trio of acronyms on the exam pa…
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