#Treasury Investment and Risk Management

TIRM 14 Sep 2026

Bond Convexity Explained: Why Duration Alone Misprices Your Portfolio

Duration tells you the linear slope of a bond's price-yield curve, but real yield moves are rarely small enoug…

TIRM 27 Aug 2026

Yield to Maturity Calculation for IIBF TIRM Treasury Exams

Yield to maturity (YTM) is the single discount rate that makes the present value of a bond's remaining cash fl…

TIRM 26 Aug 2026

HTM Portfolio Sale Limit: RBI's 5% Rule for Bank Treasuries

Every bank treasury desk lives with one quiet but powerful constraint: the HTM portfolio sale limit. Held to M…

TIRM 25 Aug 2026

Premium Amortisation on HTM Securities: RBI Rules for TIRM

For a bank holding government securities in the Held-to-Maturity book, one accounting mechanic quietly shapes…

TIRM 24 Aug 2026

Shifting of Investment Categories: HTM, AFS and HFT Rules

Every bank treasury officer eventually runs into a scrip that no longer fits the box it was bought in — a secu…

TIRM 21 Aug 2026

Clean Price and Dirty Price of Bonds Explained for IIBF TIRM

Every rate a dealer quotes on the screen and every price your bank marks in its books hides a small but import…

TIRM 20 Aug 2026

Macaulay Duration and Modified Duration Explained (IIBF TIRM)

Ask a dealer how much a 25 basis point move will cost the bond book and the answer comes from one number, not…

TIRM 19 Aug 2026

NDS-OM and Government Securities Trading in India (IIBF TIRM)

NDS-OM and government securities trading sit at the centre of a bank treasury's working day, and the IIBF Trea…

TIRM 18 Aug 2026

Mark to Market Valuation of Investments: IIBF TIRM Guide 2026

For IIBF TIRM candidates, mark to market valuation of investments is the single most-tested valuation topic in…

TIRM 17 Aug 2026

Non-SLR Investment Norms for Banks: Limits, Valuation and Disclosure (IIBF TIRM)

If you are preparing for the IIBF Treasury, Investment and Risk Management (TIRM) paper, you cannot skip the r…

TIRM 15 Aug 2026

IIBF TIRM: short selling in government securities explained 2026

For a bank treasury, short selling in government securities is the cleanest way to take a bearish view on inte…

TIRM 13 Aug 2026

Investment Fluctuation Reserve for Banks: RBI Norms 2026

Every bank that runs an investment book knows the pain of a bond rally that turns into a bond rout inside one…