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#digital banking

All articles on digital banking — curated guides, deep dives, mock-test pointers, and working-banker insights from IIBF STORE.

32 articles
RuPay and Card Payment Networks: Digital Banking Guide (IIBF 2026)
DIGIBANK 29 Jul 2026
RuPay and Card Payment Networks: Digital Banking Guide (IIBF 2026)
Every debit or credit card swipe, tap, or online checkout in India rides on a card payment network — a ruleboo…
e-Mandate and NACH in Digital Banking: Rules and Flow (IIBF 2026)
DIGIBANK 28 Jul 2026
e-Mandate and NACH in Digital Banking: Rules and Flow (IIBF 2026)
Every JAIIB and CAIIB Digital Banking paper carries at least one question on recurring debit authorisation, an…
Digital Banking Units: RBI Scheme for IIBF Exams (2026)
DIGIBANK 27 Jul 2026
Digital Banking Units: RBI Scheme for IIBF Exams (2026)
Digital Banking Units are one of the most exam-relevant developments in India's banking network, and if you ar…
Payment Aggregators and Gateways: RBI Rules Explained (2026)
DIGIBANK 26 Jul 2026
Payment Aggregators and Gateways: RBI Rules Explained (2026)
Every UPI payment, e-commerce checkout, and utility bill payment in India routes through Payment Aggregators a…
UPI 123Pay Explained: Feature-Phone Payments for IIBF Digital Banking (2026)
DIGIBANK 25 Jul 2026
UPI 123Pay Explained: Feature-Phone Payments for IIBF Digital Banking (2026)
When people think of digital payments in India, they picture a smartphone glowing with a scan-and-pay screen.…
POS Terminals in Banking: Types, MDR and Settlement (2026)
DIGIBANK 23 Jul 2026
POS Terminals in Banking: Types, MDR and Settlement (2026)
🖥️ What Are POS Terminals in Banking POS terminals in banking are the physical and virtual devices that let a…
Bharat Bill Payment System BBPS: Architecture, Roles and Charges (2026)
DIGIBANK 22 Jul 2026
Bharat Bill Payment System BBPS: Architecture, Roles and Charges (2026)
The Bharat Bill Payment System BBPS is the backbone of interoperable bill payments in India, letting a custome…
Aadhaar Enabled Payment System: AePS Guide (2026)
DIGIBANK 21 Jul 2026
Aadhaar Enabled Payment System: AePS Guide (2026)
The Aadhaar Enabled Payment System is one of the most powerful financial-inclusion rails in India, letting a c…
ATM and Cash Recycler Operations: IIBF Digital Banking Guide (2026)
DIGIBANK 20 Jul 2026
ATM and Cash Recycler Operations: IIBF Digital Banking Guide (2026)
ATM and Cash Recycler Operations form the oldest and still the most heavily examined block of self-service ban…
Digital Lending in India: RBI Rules, KFS & FLDG (2026)
DIGIBANK 19 Jul 2026
Digital Lending in India: RBI Rules, KFS & FLDG (2026)
Every JAIIB and CAIIB Digital Banking candidate eventually meets a question on digital lending — and most lose…
NEFT RTGS IMPS Comparison: Limits, Timings and Charges Explained (2026)
DIGIBANK 13 Jul 2026
NEFT RTGS IMPS Comparison: Limits, Timings and Charges Explained (2026)
Every IIBF candidate eventually has to pin down the exact NEFT RTGS IMPS comparison that examiners love to tes…
Credit Line on UPI: A Complete IIBF Digital Banking Guide
DIGIBANK 12 Jul 2026
Credit Line on UPI: A Complete IIBF Digital Banking Guide
A credit line on UPI lets a bank-approved borrower draw pre-sanctioned credit straight through a UPI app, turn…
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