Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
NBFC Liquidity Coverage Ratio: RBI LCR and ALM Rules
The NBFC liquidity coverage ratio is one of the most exam-heavy topics in the IIBF NBFC certification, and for good reason — it wa...
Cross Currency Swap in Bank Treasury: How It Works
A bank that lends dollars but funds itself in rupees carries a currency mismatch it cannot simply wish away. The instrument most I...
CASA Ratio for Small Finance Banks: Why It Matters
For most Small Finance Banks (SFBs), growing low-cost deposits is not optional — it is survival. The CASA ratio for small finance...
Custodian Risk in Financial Services: IIBF RFS Guide
Custodian risk in financial services is the risk that a bank holding securities and cash for clients fails in its job. It may fail...
VPN Security for Banks: IIBF IT Security Exam Guide
For a bank's IT security team, VPN security for banks is not an optional checklist item — it is the control that stands between a...
Wholesale CBDC in India: RBI's e-Rupee-W Pilot Explained
Most digital banking revision focuses on UPI and mobile apps, but IIBF papers also test the wholesale side of central bank money....
Shifting of Investment Categories: HTM, AFS and HFT Rules
Every bank treasury officer eventually runs into a scrip that no longer fits the box it was bought in — a security bought for trad...
Card Not Present Fraud: Prevention Guide for IIBF Bankers
Card not present fraud is now one of the most common ways criminals target Indian bank customers, because it needs no stolen plast...
FATF Grey Listing and Indian Banks: What Bankers Must Know
Every time a country slips onto the FATF grey list, compliance desks across Indian banks get busy — correspondent banking limits g...
Fraud Prevention in Bank Branches: An IIBF Ethics Guide
A teller who ignores a slightly odd cheque, a credit officer who skips a site visit to save time, a branch manager who lets a valu...
Wilful Defaulter Classification: RBI Rules Explained
Not every default is a credit event — some are a deliberate choice, and RBI treats the two very differently. Wilful defaulter clas...
Minimum Reserve System of Note Issue: RBI's 1957 Reform
Every rupee note in circulation today exists because of a statutory backing arrangement most bankers never think about — the minim...